Click HERE to go to our MOBILE SITE.

(952) 955-2070 MAIL@CHIROWATERTOWN.COM Located in Downtown Watertown    203 Lewis Ave S PO Box 39 Watertown, MN 55388 FAX: (952) 955-2370

Why is being an “In-Network” provider so important?


Asking a doctor’s office if they “take” your insurance can be a very dangerous question.

Every health insurance policy has benefits for you in two categories: “In-Network” and “Out-of-Network”.

Typically, your In-Network benefits give you more coverage with less out of your pocket.

A doctor can be Out-of-Network and still submit claims to your insurance company,

leaving you with a larger bill.


Dr. Heather is an In-Network Provider for the following (this is not all-inclusive):

Aetna

Blue Cross Blue Shield (ALL Networks)

CCStpa

Cigna

GEHA

HealthPartners

Humana

Labor Care

Medica

Medicare

Minnesota Care (MA)/Medicaid

PreferredOne

Select Care

UCare

UnitedHealthcare

United Medical Resources







Don’t see your insurance carrier?


Click HERE to send us a message or


give us a call and we’ll let you know


if we are IN YOUR NETWORK!